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The Chancellor has now delivered the Autumn Budget, and while many of the headline measures were widely anticipated, you might understandably be asking “What does all this mean for my mortgage?” Below is a breakdown of the key themes and what they could mean for your finances over the coming months. Day-to-Day Finances Freezing income tax and national insurance thresholds means that as your salary rises, more of your income is likely to be taxed at a higher rate. This can qui

Preparing for the 2025 Autumn Budget. The Autumn Budget is always a key moment for homeowners, investors and savers. This year’s announcement on 26th November is expected to be no different. The Chancellor will set out the government’s plans for tax, borrowing and spending for the year ahead. Last year, Rachel Reeves delivered her first budget, which included a record £40 billion in tax rises. At the time, she made clear there is no intention to repeat such measures in 2025,

When it comes to managing your finances, your credit score plays a key role especially if you’re thinking about remortgaging. Many homeowners don’t realise that everyday spending and borrowing decisions can influence the way lenders view your financial health. What is a Credit Score? Your credit score is a record of your borrowing and repayment history, including credit cards, loans, and other finance agreements. Lenders use this information to assess your reliability when co

If you’re starting your journey towards buying a home or remortgaging, you’ve likely come across terms like Loan to Income (LTI) and Loan to Value (LTV). While they may sound similar, they measure very different things and both are crucial in deciding how much you can borrow and what kind of mortgage you’ll be offered.

If you’re thinking about selling, you’re probably wondering how long it will take for your property to sell. On average, homes in England spend around 36 days on the market before a sale is agreed.

In February 2025, inflation unexpectedly rose to 3%, exceeding forecasts and putting additional pressure on household finances.

Mortgage Market: What You Need to Know for 2025

Important Changes to Stamp Duty: What You Need to Know

Retrofit Options: Essential for Homeowners & Landlords

Why You Should Start PlanningYour Remortgage Now

Bank Rate: Understanding the Impact of its Fall

Labour: A New Beginning for the Housing Market

Navigating the Mortgage Market Ahead of the 2024 Election

Remortgages: Don’t just settle for your lender’s offer.